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Unread 2016-02-23, 08:51 AM   #1
impaul4
 
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Default CommonBond Student Loan Refinance

Just wanted to give a quick review and recommendation to CommonBond.

They are a private finance group that offer loans but focus on student loan consolidations and refinancing. I applied yesterday around 9am our time. Application took about 5 minutes to complete. I uploaded every document requested immediately afterwards (pay stubs, loan statements and DL). about 5 hours later I received my promissory note and loan docs and I immediately signed them. An hour later I got an update that my loan is set to payout March 2nd.

This couldn't have been any easier. Before I got off work I had refinanced my loans (some of them) from $45k @ 8% to $45k @ 4% and I cut the years down by almost half. This is a 5 year loan instead of 8/9 and the payment is just slightly higher.

If anyone is looking to do the same I highly recommend them. I had tried SoFi, DRB and another bank but this was the best rate. And although I am refinancing federal loans to private CommonBond has a forgiveness program if you lose your job or suffer a major income setback. I don't anticipate either but for those who don't want to lose that federal benefit, this is a good option.
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I guess people are doing anything for a quick buck these days. If I wanna vacuum my house butt naked while listening to Darude - Sandstorm with the blinds open, I should be able to without people OUTSIDE giving a fuck.
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