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Unread 2012-11-08, 01:48 PM   #1
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Default Investing 50K...

Can anyone give me some good, constructive ideas?

I would like to stay away from the stock market. Thanks
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Unread 2012-11-08, 01:53 PM   #2
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Originally Posted by Roman View Post
Can anyone give me some good, constructive ideas?

I would like to stay away from the stock market. Thanks
gold?
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Unread 2012-11-08, 01:55 PM   #3
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Lending Club.
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Unread 2012-11-08, 02:05 PM   #4
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business incubator like BetaBlox
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Unread 2012-11-10, 03:08 PM   #5
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Lending Club.
This. Ive been doing it for 1.5 years and its outperformed all of my other mutual funds, or stocks. But for this to be true you have to reinvest the interest and principal you receive religiously.
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Unread 2012-11-10, 03:16 PM   #6
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business incubator like BetaBlox
Wes Bergmann.....really?
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Unread 2012-11-10, 04:02 PM   #7
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gold?
bingo.
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Unread 2012-11-10, 04:33 PM   #8
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ETFs and Municipal Bonds (only because of the tax benefits)
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Unread 2012-11-10, 04:36 PM   #9
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gold?
Silver has had a better profit margin than gold.
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Unread 2012-11-10, 04:42 PM   #10
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To me an "investment" generates cash flow.
kind of hard to do that with gold.
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Unread 2012-11-10, 04:59 PM   #11
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Silver has had a better profit margin than gold.
What is the profit margin?
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Unread 2012-11-10, 05:12 PM   #12
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What is the profit margin?
Jan 1 2005 Silver was at 7.88 an ounce

Today its at 32.56

413.19% increase
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Unread 2012-11-10, 05:13 PM   #13
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Originally Posted by jasman18 View Post
To me an "investment" generates cash flow.
kind of hard to do that with gold.
Gold has considerable more demand than SILVER and if you can buy and sell during the same day at a low margin, then you could do pretty well-just saying.

Last edited by TAILWAG; 2012-11-11 at 12:56 PM..
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Unread 2012-11-10, 06:35 PM   #14
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Physical gold/silver are a ripoff, you get charged a premium when buying and when selling... you are out 8-15% knowing that right off the bat.

As stated above bonds can be attractive.

Depending on health/age funding life insurance can be amazing.

If you are at least 40 I can get you an annuity that would grow guaranteed each year at 6% until you are ready to use it... but they require you to use it as an income stream... similar to like a social security check... for people that want income for retirement it rocks... but again gotta be at least 40.

A good conservative mix of mutual funds, bonds, and ETF's is probably your best move though.
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Unread 2012-11-11, 11:18 AM   #15
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What's the Lending Club?
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Unread 2012-11-11, 11:58 AM   #16
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Whatever you do, don't google it.
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Unread 2012-11-11, 12:41 PM   #17
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To all those saying buy gold all I have to say is this.


It's uber smart to invest in something that's recently skyrocketed in demand and price right? Because it'll just keep going and going forever. Just like the housing market.

For those of you not econ savvy; demand goes up, supply goes down, price goes up. Price goes up, demand goes down, supply goes up, price goes down. In a very simple world. I see a very dramatic decline in gold in the next two years.
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your just a dumb ass fuck this im done with these dumdasses!.
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Unread 2012-11-11, 03:30 PM   #18
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Rental Property.
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Unread 2012-11-11, 03:43 PM   #19
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Rental Property.
Probably the best answer ITT.
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Unread 2012-11-11, 04:29 PM   #20
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Quote:
Originally Posted by mild83 View Post
What's the Lending Club?
https://www.lendingclub.com/
there was already a thread about it:
http://173.247.245.176/~kcsror5/showthread.php?t=130935
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Unread 2012-11-12, 08:40 AM   #21
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Quote:
Originally Posted by Protege94 View Post
Jan 1 2005 Silver was at 7.88 an ounce

Today its at 32.56

413.19% increase
Don't take this the wrong way, but that is a horrible way to look at it. Silver also got around the $48-$50 range for a short time, so it has lost 35% of its value as well. Basing investments off of very few numbers that you like is not good. Also, what do you have to show that it will do that again? Just because it shoots up once, doesn't mean it will again. I am not saying it won't, but the reasoning is flawed.

I have bought and sold physical silver before, but after the fees/premiums it is tough to make much and timing is everything. You can buy on paper, which generally still has fees, but it would be like a stock with the exception of it (generally) acting inversely to the market.

Are you wanting to go conservative? Long term?

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Unread 2012-11-12, 08:56 AM   #22
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Quote:
Originally Posted by MyLittlePwny View Post
Whatever you do, don't google it.
More looking for someone has has actually invested in it, personal experience.
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Unread 2012-11-12, 10:10 AM   #23
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Whatever you do, don't Google it.
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Unread 2012-11-12, 11:00 AM   #24
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I'd invest it in a CD... I play it safe
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Unread 2012-11-12, 11:02 AM   #25
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I'd invest it in a CD... I play it safe
What's your rate and for how many years?
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