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Unread 2015-07-30, 02:35 PM   #1
impaul4
 
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Default New Chase Credit Card policy

Just in case anyone was thinking of applying for a Chase card there have been changes to their approval/ denial policy. This is for Chase branded cards only (CSP, Freedom, Ink). The co-branded cards are an exception (Ritz, United, Marriott.)

For the Chase branded cards, if you have more than 5 new account approvals in the last 2 years you will be auto declined. This 5 new accounts is across all lenders. You can't have opened 5 new cards in 2 years.

For most people this isn't a problem. For those who churn, don't waste the HP.
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I guess people are doing anything for a quick buck these days. If I wanna vacuum my house butt naked while listening to Darude - Sandstorm with the blinds open, I should be able to without people OUTSIDE giving a fuck.
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Unread 2015-07-30, 03:26 PM   #2
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Crap. well that sucks.
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Unread 2015-07-30, 03:29 PM   #3
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I took it for a spin. Auto denied CSP but insta approved Chase SW.
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Originally Posted by EUPHORIC View Post
I guess people are doing anything for a quick buck these days. If I wanna vacuum my house butt naked while listening to Darude - Sandstorm with the blinds open, I should be able to without people OUTSIDE giving a fuck.
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Unread 2015-08-02, 07:41 PM   #4
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Unread 2015-08-02, 07:57 PM   #5
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People who churn. Usually for points. Trying to get companion pass or other benefits.
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Unread 2015-08-02, 09:42 PM   #6
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I've opened 6 in the last month. 800+ scores still.
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I guess people are doing anything for a quick buck these days. If I wanna vacuum my house butt naked while listening to Darude - Sandstorm with the blinds open, I should be able to without people OUTSIDE giving a fuck.
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Unread 2015-08-03, 07:59 AM   #7
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